Cover

Our Commitment to You
How to read Your Insurance Policy
Definitions
Your Endsleigh Landlords Insurance Policy - Our Contract with You
Policy Warranty
Index Linking

Section 1 - Cover for Your Buildings:-
Section 1 - A. Standard Cover
Section 1 - B. Accidental Damage Option

Section 2 - Cover for Your Contents

General Conditions
General Exclusions
How to make a Claim
Section 3 - Legal Protection
Section 4 - Landlords Home Emergency Expenses
Data Protection Act

Your Endsleigh Landlords Insurance Policy - Our Contract with You

This is Your Policy. It is the evidence of the contract You have made with Us. We insure You during the Period of Insurance in the terms set out in Your Policy, in return for payment of the premium.

Your Statement of Insurance, Your Endsleigh Landlords Insurance Policy Book, Your Schedule and any Endorsements are all part of Your Policy and should be read together to avoid misunderstanding. They show which Sections of Your Policy are in force and contain details of Your Cover.

You must tell Us as soon as possible of any change to Your details or the cover You require as failure to do so may invalidate Your Policy. In particular, You must notify Us if the Buildings are untenanted or Unoccupied for a period in excess of 90 days. You must not wait until the next renewal date.

No promotional literature or advice booklets form part of Your Policy.

This Landlord's Insurance Policy is a contract solely between You and the Insurer and consists of Your Statement of Insurance, Your Schedule, Your Endsleigh Landlord's Insurance Policy Book, and any Endorsements. It is not intended that the Contracts (Rights of Third Parties) Act 1999 should confer any additional rights under this Landlord's Insurance Policy in favour of any third party.

Your Statement of Insurance shows the Sections of Your Policy which are in force. You should read it carefully, along with Your Endsleigh Landlords Insurance Policy Book and any Endorsements. You should also pay particular attention to the Policy Warranty on page 7 and General Conditions on pages 15-16 and the General Exclusions on pages 17-18 of Your Endsleigh Landlords Insurance Policy Book.

Your Policy sets out all the circumstances in which You can make a claim. Your Policy is not a maintenance contract and does not protect You against every loss, in particular where the damage is caused by wear and tear or deterioration.

Cover will continue after the renewal date shown in Your Statement of Insurance only if We accept Your renewal premium. It will be Your responsibility to ensure that the renewal premium is paid to Us if cover is to continue after the renewal date.

Please make sure that Your Policy meets Your requirements. If it does not, please tell Us immediately. If You return it to Us within 14 days We will refund the premium in full, provided that no incidents have occurred during that 14 day period which may give rise to a claim.

Signed on behalf of the Insurers

Michael Alcock
Managing Director
Endsleigh Insurance Services Limited

Law Applicable to Your Endsleigh Landlords Policy

The parties to a contract of insurance covering a risk situated in the United Kingdom are permitted to choose the Law applicable to the contract. This Policy is governed by English Law.